Search

How can we help?

Icon

Spouse Visa – Financial Requirements updated 2024

The purpose of the financial requirement is to ensure the applicant has sufficient funds to support themselves in the UK, without having recourse to public funds. Unfortunately, the most common reason for refusing a spouse visa, is due to the applicant failing to demonstrate that they meet the financial requirement. It may well be that the applicant clearly has sufficient income to meet the requirement but has failed to submit evidence of this with their application. The financial requirements for a spouse visa are complex and burdensome and therefore we will cover each element in a series of blogs.

Level of income

The minimum income threshold means that the applicant must show that they have an annual income of at least £18,600. If there are children who will be dependants on the application, then the applicant will be required to show an additional £3,800 for the first child and an additional of £2,400 for each subsequent child.

Who’s income?

The first question to answer is whether only the applicant’s income can be used to meet this requirement or whether the sponsor’s income can also be counted. The answer is that an applicant can rely on their own income, their partner’s, joint income and even a combination.

Permitted sources of income

CATEGORY SOURCE
A/B Income from salaried and non-salaried employment of the partner (and/or the applicant if they are in the UK with permission to work)
C Non-employment income (e.g. income from property rental or dividends from shares)
D Cash savings of the applicant’s partner and/or the applicant, above £16,000, held by the partner and/or the applicant for at least 6 months and under their control.
E State (UK or foreign), occupational or private pension of the applicant’s partner and/or the applicant.
F/G Income from self-employment, and income as a director or employee of a specified limited company in the UK, of the partner (and/or the applicant if they are in the UK with permission to work).

Sources of income which are not permitted

  • Financial support from a third party is usually not permitted, but there are exceptions to this such as gifts of cash savings (although there are certain conditions).
  • Income from others who live in the same household.
  • Loans and credit facilities.
  • Income-related benefits such as income support, income-related employment and support allowance (ESA), pension credit, housing benefit, council tax benefit or support and income-based jobseeker’s allowance.
  • Certain contributory benefits such as contribution-based jobseeker’s allowance, contribution-based ESA and incapacity benefit.
  • Child benefit, working tax credit, child tax credit and universal credit
Monica Atwal

Managing Partner

View profile

+44 118 960 4605

The financial requirements for a spouse visa are complex and burdensome.

What evidence is required?

Each of the above categories has its own set of requirements which includes a list of documents which should be submitted. It can also become very complex when two sources of income are combined. Our spouse visa series of blogs will provide more information on what evidence should be submitted for each category.

About this article

Disclaimer
This information is for guidance purposes only and should not be regarded as a substitute for taking legal advice. Please refer to the full General Notices on our website.

Monica Atwal

Managing Partner

View profile

+44 118 960 4605

About this article

Read, listen and watch our latest insights

art
  • 10 April 2024
  • Employment

New Guidance: Confidence to Recruit

The new Government guide in collaboration with the CIPD aims to give employers the confidence to recruit its workforce from a wider range of people including those who may have been overlooked in the past as a problem rather than an asset.

art
  • 03 April 2024
  • Employment

FAQ’s on the new Carer’s Leave Act

Beginning on 6 April 2024, the Carer’s Leave Act comes into force, meaning carers are now entitled to request 1 week’s unpaid leave to care for their dependants.

art
  • 02 April 2024
  • Construction

UK housebuilders investigated over suspected exchanges of anti-competitive information

In 2022 the CMA was called upon by the Secretary of State for the Department for Levelling Up, Housing & Communities to conduct a study into the housebuilding sector and provide recommendations on how the sector can operate as efficiently as possible

art
  • 28 March 2024
  • Corporate and M&A

Legal perspectives on ESG and director duties

In today’s rapidly changing business landscape, the concept of ESG factors has emerged as a guiding framework for companies seeking to thrive in the long term.

art
  • 27 March 2024
  • Commercial Real Estate

5 key considerations when taking on a lease of a pub property

Taking on a pub property can be both exciting and daunting. Here are 5 key considerations that pub tenants should consider when taking on this new venture.

art
  • 26 March 2024
  • Employment

Navigating Neuroinclusion: A Guide for Employers

Over the past few years, we have seen a marked rise in awareness of neurodiversity, as well as campaigns for awareness and inclusion in the workplace for neurodiverse employees.