Search

How can we help?

Commercial Real Estate

Real Estate Finance Lawyers

Real estate finance services for businesses.

We act for lenders and borrowers in relation to the financing of commercial real estate investment and development. Our clients include high net worth individuals, institutional investors, funds and developers, as well as institutional lenders and private banks.

Our real estate finance lawyers provide clear, commercially focused advice to support a wide range of financing arrangements.

Real estate finance for developers and investors

We advise developers and investors on financing structures for property acquisition and development projects. Our team understands the commercial drivers behind real estate investments and works closely with clients to ensure funding arrangements are aligned with their objectives.

We regularly support clients on development finance, investment finance and refinancing transactions.

Legal documentation and contracts in real estate finance

Our real estate finance solicitors advise on the preparation and negotiation of key legal documentation, ensuring that financing arrangements are properly structured and risks are managed.

This includes loan agreements, security documents and related contractual arrangements. We work closely with all parties to ensure transactions proceed efficiently and smoothly.

How our real estate finance lawyers can help

Our real estate finance lawyers provide practical, responsive advice to both lenders and borrowers. We support clients throughout the transaction process, from initial structuring through to completion.

By combining legal expertise with commercial awareness, we help clients manage risk, meet deadlines and complete transactions with confidence.

Contact our real estate finance lawyers

If you require advice on real estate finance in the UK, our solicitors are here to help.

Contact our Commercial Real Estate team today to speak to a member of our team and discuss your requirements.

“They are knowledgeable, friendly, efficient and a pleasure to work with.” 

Chambers and Partners

FAQs

In general it is preferable to finance commercial property through a company due to the principal of limited personal liability. This offers individuals peace of mind that they are, in normal circumstances, only personally liable for the amount they originally put into the business/company. However, if the company does not hold any other assets, lenders may require you to provide a personal guarantee as security against the loan.

Commercial property is usually funded by personal or business capital or third-party finance -the latter can take the form of a loan from a lender and secured by a charge. You will need to ensure that you have funding in place before exchanging contracts, as lenders will likely need to satisfy themselves the property has good and marketable title . Usually the solicitor dealing with the purchase will be able to jointly act for the lender, but the bank may be separately represented if it is not an institutional lender, or if the loan value is high.

Key contacts

Read, listen and watch our latest insights

art
  • 22 June 2026
  • Commercial Real Estate

Do you need an EPC for lease renewals? Key insights for commercial property owners

When is an EPC required for leases? The non-domestic EPC guidance makes it clear that an EPC is not required on renewal. The Ministry for Housing, Communities and Local Government’s (MHCLG’s) “A guide to energy performance certificates for the construction, sale and let of non-dwellings: Improving the energy efficiency of our buildings”

art
  • 18 May 2026
  • Commercial Real Estate

Land Registry title to property mines and minerals

Depending on the location of the property, it is quite common in parts of England and Wales for a property title to contain a reference to mines and minerals, and for these to be excluded from the surface owner’s ownership in favour of another party.

art
  • 22 April 2026
  • Commercial Real Estate

Historic rent reviews: A warning for tenants

We have been asked whether a landlord is able to operate historic rent reviews. 

art
  • 02 April 2026
  • Commercial Real Estate

Can I have access to a neighbour’s land to carry out works to my property?

As a landowner, maintaining and repairing your property is important. It may be the case that to do so, you will need to access the land of a neighbour.

art
  • 09 March 2026
  • Commercial Real Estate

Commercial Rent Deposits – A brief overview

A rent deposit is money provided by a tenant to its landlord as security for payment of the rent and performance of the tenant’s covenants contained in the lease.

art
  • 10 February 2026
  • Commercial Real Estate

Can a tenant terminate their lease if the premises are no longer needed?

Ending of the lease is most likely not high on the priority list when a tenant is taking up a new lease.

We have always been impressed with the speed and reactivity displayed by the Clarkslegal Commercial Property team and their ability to make complex situations seem more straightforward.” 

Crown Europe

“It has been an immense pleasure to work closely with this firm that takes great care of its clients. The professionals are of the highest calibre and diligence.” 

Orkhan Eyyubov, Founding Director – New Canada Capital