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Commercial Real Estate

Property finance lawyers in London & Thames Valley

We act for lenders and borrowers in relation to the financing of commercial real estate investment and development. Our clients include high net worth individuals, institutional investors, funds and developers, institutional lenders and private banks.  

“They are knowledgeable, friendly, efficient and a pleasure to work with.” 

Chambers and Partners

FAQs

In general it is preferable to finance commercial property through a company due to the principal of limited personal liability. This offers individuals peace of mind that they are, in normal circumstances, only personally liable for the amount they originally put into the business/company. However, if the company does not hold any other assets, lenders may require you to provide a personal guarantee as security against the loan.

Commercial property is usually funded by personal or business capital or third-party finance -the latter can take the form of a loan from a lender and secured by a charge. You will need to ensure that you have funding in place before exchanging contracts, as lenders will likely need to satisfy themselves the property has good and marketable title . Usually the solicitor dealing with the purchase will be able to jointly act for the lender, but the bank may be separately represented if it is not an institutional lender, or if the loan value is high.

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Read, listen and watch our latest insights

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  • 06 March 2023
  • Commercial Real Estate

Complying with MEES: Improve your EPC rating before the deadline

Minimum Energy Efficiency Standards (MEES) are regulations aimed at improving energy efficiency standards in properties – this article relates to commercial properties onlyUnder the MEES regime, the EPC rating of a property is crucial if you want to grant a lease.. Since 2018, commercial properties are required by law to have an EPC rating between A and E and forms part of the government’s aim to be carbon neutral.

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  • 12 January 2023
  • Commercial Real Estate

Real Estate Update – What to expect in 2023

Minimum energy efficiency standards (MEES) will be key in the new year for commercial landlords.

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  • 05 January 2023
  • Commercial Real Estate

What happens when a business tenant remains in occupation after the expiry of its lease?

We are often asked by landowner clients whether there is any legal right to go on to a neighbour’s land to carry out repair and maintenance works where it is not possible to carry out such works from the landowner’s own property and there is no legal right in place allowing access to the neighbour’s land.

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  • 19 December 2022
  • Commercial Real Estate

Commercial Rent Deposits – A brief overview

A rent deposit is money provided by a tenant to its landlord as security for payment of the rent and performance of the tenant’s covenants contained in the lease. A rent deposit deed will specify the circumstances in which the landlord can draw on this money and the conditions that must be satisfied for the deposit to be repaid to the tenant.

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  • 13 December 2022
  • Commercial Real Estate

What are conservation covenants?

On 9th November 2021, the Environmental Act 2021 (EA 2021) received Royal Assent. The Act aims to promote environmental governance in the UK and implements new measures to help with the conservation of land through covenants.

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  • 02 November 2022
  • Commercial Real Estate

What does MEES mean? 

The Minimum Energy Efficiency Standards (MEES) are regulations intended to improve energy efficiency standards in both commercial and residential properties. Compliance with MEES is a legal requirement under the Energy Act 2011. This article will focus on the current MEES regime and how it relates to commercial properties in England and Wales alone. Properties in Scotland are subject to different conditions.

We have always been impressed with the speed and reactivity displayed by the Clarkslegal Commercial Property team and their ability to make complex situations seem more straightforward.” 

Crown Europe

“It has been an immense pleasure to work closely with this firm that takes great care of its clients. The professionals are of the highest calibre and diligence.” 

Orkhan Eyyubov, Founding Director – New Canada Capital